Onesta
Your household financial agent

Finally. A financial agent that works for your household — not the bank.

Onesta sees your complete financial picture — every debt, every bill, every opportunity. It acts transparently, tells you exactly what it earns, and always works for you.

No credit card. No commitment. No hidden agenda.

See how Claro works →
Good morning,
Jessica
726
↑ 18 pts
this month
Claro alert
Refinancing could save you $294/month — Claro found 4 lenders. Want to see them?
Mortgage$108,200
Cards$10,200
Auto$13,700

Claro earns $680 if you choose Lender #2. We show you this because we always do.

Why Onesta exists

Every financial tool is built for the lender. Not you.

Hidden referral fees

Comparison sites rank lenders by who pays them most. Nobody tells you this. Until now.

Five apps, no picture

Your mortgage, cards, auto loan, and subscriptions live in five different places. Nobody adds it all up.

Good deals expire

Rates drop. You mean to act. Life gets busy. The window closes. Every year.

The Onesta promise

“We may earn a referral fee when we recommend a product. We will always tell you the exact amount. We rank by what saves you the most — not what pays us the most. If the best deal pays us nothing, we show it first.”

— The Onesta principle. Every recommendation. Every time.
Meet Claro

Your household's financial agent. Always watching. Always honest.

Rate drop alert

Rates just fell. Refinancing saves your household $294/month. Claro found 4 lenders — and tells you exactly what it earns from each.

Debt clarity

You're paying $127/month in interest on one card alone. Claro shows you the paydown order that saves you $1,840.

Forgotten subscriptions

You're paying for 3 services you haven't used in 60 days. That's $47/month. Claro earns nothing from cancelling them. Want it to flag them?

Score milestone

Your credit score just crossed 740. Here's what rates you now qualify for — and exactly what changed.

Pricing

Starts free. Gets more generous as you save.

The more Onesta saves your household, the more it gives back.

Free
$0/mo

Household dashboard, credit monitoring, subscription detection. All referral fees disclosed.

Pro
$20/mo

Everything in Free plus Claro acts on your behalf. Real-time alerts. Full spend optimisation.

Member
$20/mo

Unlocks when your household saves $500. Gift 3 friends a full year of Pro — free.

Community
$20/mo

Unlocks when your household saves $2,000. We share referral revenue directly back to you.

Every referral fee Onesta earns is disclosed on every recommendation card. Always.

Your data

You own it. You control it. You can delete it anytime.

My Data Vault

See every piece of data Onesta holds about your household. Every credit pull logged. Every referral earned shown. Nothing hidden.

Granular controls

Connect only what you want. Read-only mode. Category blocking. Pause anytime without losing your history.

Full deletion

One button. Complete data wipe. Deletion receipt within 30 days. No dark patterns. Ever.

Early households

Built for households like yours

Finally someone showed us the real picture. We had no idea what our debt was actually costing us.

J
Jessica & Sam
Texas

Claro caught a rate drop and saved us $294 a month. It told us exactly what it earned. That's when we knew this was different.

M
Michael
Florida

The subscription audit alone was worth it. $47 a month I didn't know I was spending.

P
Priya
California

Early beta households. Results vary.

Be among the first households to try Onesta.

We're building this for households like yours. Join the waitlist and we'll reach out personally when you're up.

No spam. No selling your data. You can delete your information anytime.